Mortgage Refinancing
Made Easy

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And Save

• Low Rates • Full Transparency

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Nicholas Kruger

NMLS#

1323748

Loan Officer

Schedule a Phone Call With Me

Cell

763-218-5788

Fax

763-515-8887

Nick@Distinction.Team

Apply Now

Contact Me

The Distinction Team at AXEN Mortgage has been helping people finance real estate for over 35 years. Nick has been a member of the team since 2015, helping people find the best financing and always putting the client first. When you work with Nick you can be assured that you are getting honest answers and sound advice.

Brokers are Better. Fast Closings. Lower Rates. Lower Closing Costs. It doesn’t cost to compare but it will save you money!

NMLS# 1323748

Nicholas Kruger

763-218-5788

www.loansbynick.com

NMLS# 1323748

Nicholas Kruger

763-218-5788

www.loansbynick.com

NMLS# 1323748

Nicholas Kruger

763-218-5788

www.loansbynick.com

NMLS# 1323748

Nicholas Kruger

763-218-5788

www.loansbynick.com

NMLS# 1323748

Nicholas Kruger

763-218-5788

www.loansbynick.com

LOOKING

FOR THE RIGHT

PRODUCT?

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PURCHASE

Whether you’re getting your first place or moving into a bigger one, purchasing a home is one of the biggest financial decisions of your life. That’s why we make sure you have a full understanding of how the process works, and what loan option works best for you individually. Our licensed professionals will guide you every step of the way, and always be available to answer your questions.

REFINANCE

By refinancing through NEXA Mortgage, you can potentially reduce your monthly payments saving you hundreds of dollars a month. As a broker, we have access to a wide array of equity-based lending options to meet your specific financing needs. Because we specialize in tailored programs, we can help you through a variety of financial situations, big or small.

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2025 | AXEN Mortgage LLC.
Licensed In: AZ,FL,MN,SD,WI, NMLS # 1323748 | NMLS ID 1660690 | AZMB #0944059
Corporate Address : 5559 S Sossaman Rd #101, Mesa, AZ 85212

Nicholas Services all of

Arizona, Florida, Minnesota, South Dakota, Wisconsin

MITCH Services all of

Banks Fight For Your Business
As brokers, we shop your scenario with 30+ lenders to get you the best rate.
No Lender Fees
We don't charge any lender fees, saving you on average $1,600 over retail banks.
Won't Impact Credit Score
We make sure the numbers work before running your credit.

Step 1 of 3

State
State

Mortgage Refinancing
Made Easy

Work With A Local Mortgage Broker
And Save

• Low Rates • Full Transparency

PURCHASE

REFINANCE

Resources

Banks Fight For Your Business

No Lender Fees

Won't Impact Credit Score

Banks Fight For Your Business

No Lender Fees

Won't Impact Credit Score

Step 1 of 26

Banks Fight For Your Business

No Lender Fees

Won't Impact Credit Score

Banks Fight For Your Business

No Lender Fees

Won't Impact Credit Score

Banks Fight For Your Business

No Lender Fees

Won't Impact Credit Score

Step 1 of 3

NEXA’S GROWTH

LOW INTEREST RATES.

Additional Free MLOBOX

Let's start your new journey

Mortgage Refinancing Made Easy

Work With A Local Mortgage Broker And Save

• Low Rates • Full Transparency

PURCHASE

REFINANCE

Resources

Mortgage Refinancing
Made Easy

Work With A Local Mortgage Broker
And Save